Financial planning


  1. start now, starting younger is better because of the value of money growing over time
  2. save regularly, invest regularly
  3. limit debt and use of debt
  4. minimize costs and live below your means, spend on what is really important to you
  5. diversify investments
  6. allot time to do something you love, use your talents, keep growing and learning
  7. trust yourself, find good information, read, learn from qualified people, not sales people (see their bias), do what is good for you